Payment Processing Times
Overview
Payment processing times depend on the transfer method used and the destination of the funds.
How It Works
| Transfer Method | Typical Processing Time |
|---|---|
| ACH | 1–2 business days |
| USD Wire | Same day or next business day |
| International Wire (USD payout) | 1–3 business days |
| International Wire (local currency) | 1–3 business days, may vary by country |
Processing times are estimates and may vary depending on your bank, any intermediary banks involved, and whether banking holidays affect the transfer.
Banking Holidays
Transfers do not process on U.S. banking holidays. When an upcoming holiday may affect your payments, a notification banner will appear on your dashboard.
USD vs Local Currency Payouts
If you are receiving funds in a non-USD currency, the transfer may take slightly longer due to the additional currency conversion step. The estimated arrival time is shown in the transfer quote before you confirm.
Notes
- Business days exclude weekends and bank holidays.
- Processing times are shown in the transfer quote before you confirm a payout.
- If a transfer takes longer than expected, see Troubleshooting Delayed Payments.