Building trust right into the payment flow
We’re rethinking trust in payments so entrepreneurs can pursue every opportunity with confidence.
Why We Exist
SMBs make up 99.9% of U.S. businesses and move $17 trillion in global payments every year. But most payment systems weren’t built for them — especially when it comes to trust.
Tools like letters of credit were designed for large enterprises: too complex, too slow, and too costly for smaller businesses. Without access to enterprise-grade protections, SMBs are left exposed. Buyers pay first and hope for the best. Sellers deliver and hope they’ll get paid. That’s why two-thirds of global B2B payments go unprotected — even though 80% are under $100K, and a single failed payment or delivery can be devastating.
It’s no surprise that 75% of SMBs are dissatisfied with current solutions. One in three has experienced a failed or delayed international payment. Nearly half have pulled back from global growth due to fear of fraud or loss.
SMBs are being forced to choose between trust and opportunity. But trust risk isn’t just a financial issue — it’s a growth killer.
We built LiquidTrust to change that. Now entrepreneurs can pursue new opportunities with confidence, knowing trust is built directly into the payment flow. And by partnering to deliver a platform purpose-built for SMBs, we can help unlock a $200B+ opportunity for the banks and platforms that serve them.
What We’re Building
LiquidTrust makes trust a feature of every transaction.
We created Micro Escrow™ — a new payment method that embeds escrow-style protection right into the payment flow. No paperwork, no middlemen. Just confidence that funds are held until conditions are met.
So businesses can work with more partners, explore new markets, and grow without fear — all on secure, compliant rails that move money to 200+ countries.
Micro Escrow™ is simple enough for everyday transactions, yet robust enough to replace legacy trade products. It’s available directly to SMBs, through banks inside bill pay, or embedded in platforms where payments already happen.
We’re not just solving today’s problem—we’re building a scalable, flexible payment solution that will redefine trust in any transaction.
Why We’re Different
Trust & protection by default
Escrow-style security isn’t an afterthought — it’s built into every transaction. We reduce fraud, disputes, and risk, so you can work with new partners or markets without fear.
Simple & made for entrepreneurs
Flat pricing, fast setup, no gatekeepers. Growth shouldn’t require a corporate legal team. We handle compliance, onboarding, and all the complexity behind the scenes.
Flexible & built to scale
From local to global, from direct use to embedded in banks or platforms, LiquidTrust grows with your needs — on secure J.P. Morgan rails and backed by SOC 2 Type II standards.
Who We Are
We’re a team of experienced fintech, product, and compliance specialists — but also former SMB owners and entrepreneurs ourselves. We know exactly where trust breaks down in business, and what it takes to rebuild it.
We love breaking down constraints with practical solutions. No flash, just real utility. Over the years, we’ve turned complex workflows into simple products thousands of small businesses rely on. Now, we’re using that experience to build the future of payments.
We’re backed by investors who believe safer, simpler payments unlock growth. Together, we’re building infrastructure that makes trust the default — not an afterthought.
At LiquidTrust, we want every entrepreneur to pursue every opportunity they find — and thrive on their own terms. Let’s go!
Join Us
We’re on a mission to make trust in payments accessible to every business, everywhere.
Want to help build it?
Get started with global payments you can trust
So you can focus on what you’re building, not what might go wrong.