Banking Holidays
Overview
Banking holidays are days when U.S. banks do not process transactions. LiquidTrust notifies you when an upcoming holiday may affect your payment timelines.
How It Works
When a banking holiday is approaching, a notification banner appears on your dashboard. This banner lets you know which holiday is coming and that transfers initiated around that date may take longer to process.
Payments submitted before a holiday will typically resume processing on the next business day.
2026 Banking Holidays
| Holiday | Date | Day of the Week |
|---|---|---|
| New Year's Day | January 1 | Thursday |
| Martin Luther King, Jr. Day | January 19 | Monday |
| Washington's Birthday (Presidents' Day) | February 16 | Monday |
| Memorial Day | May 25 | Monday |
| Juneteenth National Independence Day | June 19 | Friday |
| Independence Day (Observed) | July 3 | Friday |
| Labor Day | September 7 | Monday |
| Columbus Day | October 12 | Monday |
| Veterans Day | November 11 | Wednesday |
| Thanksgiving Day | November 26 | Thursday |
| Christmas Day | December 25 | Friday |
2027 Banking Holidays
| Holiday | Date | Day of the Week |
|---|---|---|
| New Year's Day | January 1 | Friday |
| Martin Luther King, Jr. Day | January 18 | Monday |
| Washington's Birthday (Presidents' Day) | February 15 | Monday |
| Memorial Day | May 31 | Monday |
| Juneteenth National Independence Day (Observed) | June 18 | Friday |
| Independence Day (Observed) | July 5 | Monday |
| Labor Day | September 6 | Monday |
| Columbus Day | October 11 | Monday |
| Veterans Day | November 11 | Thursday |
| Thanksgiving Day | November 25 | Thursday |
| Christmas Day (Observed) | December 24 | Friday |
Notes
- Banking holidays affect ACH and wire transfer processing.
- International transfers may also be affected by local banking holidays in the destination country.
- If a payment seems delayed around a holiday, check the notification banner on your dashboard before contacting support.